For those who missed it the first time – The banking crisis simply explained…..

Young Patrick bought a donkey from a farmer for £100. The farmer agreed to 
deliver the donkey the next day.. 

The next day the farmer drove up and said, “Sorry son, but I have some bad news: the donkey’s died.”  Patrick replied, “Well then just give me my money back.” The farmer said, “Can’t do that. I’ve already spent it.”

Patrick said, “OK, then, just bring me the dead donkey.” The farmer asked, “What are you going to do with him?” Patrick said, “I’m going to raffle him off.” The farmer said, “You can’t raffle a dead donkey!” Patrick said, “Sure I can. Watch me.. I just won’t tell anybody he’s dead.”

 A month later, the farmer met up with Patrick and asked, “What happened with 
that dead donkey?” Patrick said, “I raffled him off. I sold 500 tickets at two pounds a piece and made a profit of £898” 

The farmer said, “Didn’t anyone complain?” Patrick said, “Just the guy who 
won. So I gave him his two pounds back.” 

Patrick now works for the Royal Bank of Scotland.

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